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Terms And Conditions

  1. 1. Customers can join the scheme any day of the year.
  2. 2. Existing members can enroll in multiple schemes.
  3. 3. KYC (Know Your Customer) verification is mandatory for membership.
  4. 4. Payments can be made in cash, cheque, or through online options.
  5. 5. The membership card must be surrendered at redemption.
  6. 6. Report discrepancies in card entries or receipts within 7 days.
  7. 7. Late payments will postpone the redemption date.
  8. 8. Rewards and discounts are forfeited if the scheme is discontinued early.
  9. 9. The redemption date is 30 days after the last successful installment.
  10. 10. The scheme is valid only for purchasing jewellery (gold and silver).
  11. 11. Making charges for jewellery vary based on the item.
  12. 12. INR 50 will be awarded for new referrals after 5 successful installments by the referred member.
  13. 13. Management reserves the right to accept or reject any application without explanation.
  14. 14. Management’s decision is final in disputes during redemption.
  15. 15. The scheme does not cover refunds or exchanges for cash or bullion.
  16. 16. Charges for making jewellery are additional to the scheme investment.
  17. 17. Taxes on jewellery delivery are the member’s responsibility.
  18. 18. Taxes on jewellery delivery are the member’s responsibility. Scheme benefits
  19. 19. Terms and conditions are subject to change at management’s discretion.
  20. 20. The scheme is valid only for jewellery purchases.